SGOV

老老李玩钱SGSGOVBUYM-term · Medium-term · LeaningBIBILBUYM-term · Medium-term · Leaning2026-10-08

如果追求随用随取、稳定收取利息现金流，还不想要波动，完全当现金蓄水池，那么这个BIL跟刚才咱们说到的SGOV这两个短期国债的ETF都是不错的选择

IInvesting Simplified - Professor GSGSGOVBUYL-term · Long-term · Leaning2026-06-24

As you approach retirement, SGOV's the safety floor inside the account when you need stability, better than BND with its duration risk and better than cash.

IInvesting Simplified - Professor GSGSGOVBUYM-term · Medium-term · Explicit2026-05-09

Money you need within 3 years, and especially if you need within two, and definitely if you need it in the next 1 year, should go into short-term treasuries, even cash that earns a very high interest. So, something like a high-yield savings account, CDs even, short-term treasuries like T-bills or an ETF called SGOV.