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iShares 0-3 Month Treasury Bond ETF · TradingView
美元 · 头像标出博主观点:绿圈看多、红圈看空、黄圈多空皆有
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2026-10-04 – 2026-10-10
如果追求随用随取、稳定收取利息现金流,还不想要波动,完全当现金蓄水池,那么这个BIL跟刚才咱们说到的SGOV这两个短期国债的ETF都是不错的选择
As you approach retirement, SGOV's the safety floor inside the account when you need stability, better than BND with its duration risk and better than cash.
Money you need within 3 years, and especially if you need within two, and definitely if you need it in the next 1 year, should go into short-term treasuries, even cash that earns a very high interest. So, something like a high-yield savings account, CDs even, short-term treasuries like T-bills or an ETF called SGOV.